Being in an auto accident sometimes involves sustaining serious injuries. While most people have vehicle insurance to take care of personal injuries, there may be limitations on the amounts paid, as well as the length of time expenses will be covered. However, some injuries require much longer treatment and could involve long-term physical therapy and surgery to fully correct. There is also a recovery time after surgery, which might require you to take time off of work. These added expenses should not have to be covered out of your own pocket, as long as the accident was not fully your fault.
How do you get reimbursed for medical expenses and lost wages after an auto accident, when the other party’s insurance company refuses to pay? You contact a personal injury attorney in order to get the assistance you need. Under California laws, you are entitled to certain monetary damages, including payment for medical expenses, lost wages from work, and pain and suffering. In fact, it is best to contact a lawyer immediately after your accident, because attempting to work with the other party’s insurance company on your own can be difficult.
The other party’s insurance company wants to avoid paying out large settlements, and attempts to get you, without the help of an auto accident attorney, to agree to smaller amounts. Discussing your situation directly with the insurance company can also come back to hurt you, later, because they will use what you tell them against you, whenever possible. The proper procedure you should follow after an accident is to call 911, seek medical treatment, contact your insurance company, and schedule your free consultation with a personal injury lawyer.